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Editorial Guidelines

Our Standards

RetireGrader is committed to providing accurate, data-backed retirement planning content. Every piece of content on this site follows these principles:

  • Data-first: All claims are backed by verifiable government data sources
  • Risk-balanced: We present both benefits and risks of every strategy
  • Non-advisory: We educate but never provide personalized recommendations
  • Transparent: We disclose our data sources, methodology, and revenue model

Data Sources

We use only official government data sources:

  • DOL Form 5500 filings via EFAST2 (Department of Labor)
  • Social Security Administration statistical publications
  • FRED economic data (Federal Reserve Bank of St. Louis)
  • IRS contribution limits and tax guidance

AI Content Disclosure

Some content on RetireGrader is created with the assistance of AI language models (Claude by Anthropic). All AI-generated content is:

  • Reviewed for factual accuracy against source data
  • Checked for compliance with our YMYL (Your Money or Your Life) standards
  • Attributed with an AI authorship disclosure
  • Never presented as personalized financial advice

What We Never Do

  • Provide specific investment recommendations
  • Guarantee investment returns or retirement outcomes
  • Rank plans or products based on affiliate relationships
  • Fabricate or estimate data points without clear attribution
  • Use language like "you should invest in" or "guaranteed returns"

Corrections

If you find an error in our content, please contact us through our contact page. We take accuracy seriously and will investigate and correct any verified errors promptly.