About RetireGrader

RetireGrader is a retirement planning education platform that helps workers and retirees evaluate their retirement readiness using real government data. Every plan analysis, fee comparison, and retirement calculator on this site is backed by actual data from the Department of Labor, Social Security Administration, and Federal Reserve.

Our Mission

Retirement planning can feel overwhelming. Most advice online is generic, and the real data about your employer's retirement plan is buried in government filings that most people never see. RetireGrader changes that by making DOL Form 5500 data accessible and understandable.

We believe every worker deserves to know how their retirement plan compares: what fees they're paying, how their plan's assets are growing, and what they can do to improve their retirement readiness.

Our Data

We use publicly available government data sources:

• DOL Form 5500: Annual filings from every employer retirement plan in the United States, including plan assets, fees, and participation data (Source: Department of Labor, EFAST2)
• SSA Data: Social Security benefit amounts, full retirement ages, and claiming statistics (Source: Social Security Administration)
• FRED: Economic indicators including Treasury yields, inflation data, and savings rates (Source: Federal Reserve Bank of St. Louis)

What We Are Not

RetireGrader is not a financial advisor, fiduciary, or retirement plan administrator. We do not provide personalized investment advice or manage anyone's money. Our content is for educational purposes only. We encourage all readers to consult with a qualified financial advisor for personalized retirement planning.

AI Disclosure

Some content on RetireGrader is created with the assistance of artificial intelligence and reviewed for accuracy. All data points are sourced from government databases and verified before publication. See our Editorial Guidelines for more details.