Fee Impact Calculator
See how investment fees erode your retirement savings over time. Your inputs stay in your browser.
Fee Impact Over 30 Years
With 0.1% Fee
$1,335,249
With 1% Fee
$1,077,159
Cost of Higher Fees
$258,090
A 0.90% fee difference costs you approximately $258,090 over 30 years
Even small differences in fees can have a significant impact on long-term savings. For example, a 1% fee difference on $500,000 costs approximately $5,000 per year in direct fees alone, and the compounding effect magnifies this over decades. Always review your plan's expense ratio in DOL Form 5500 filings (Source: Department of Labor).
Fee Impact Over Time
Important Disclaimer
This fee impact calculator is for educational purposes only and does not constitute financial advice. Results are estimates based on the inputs you provide and may not reflect your actual financial situation. Your inputs stay in your browser and are not stored or transmitted. RetireGrader is not a financial advisor or fiduciary. Consult a qualified financial advisor for personalized retirement planning.