401(k) Growth Calculator

See how your contributions and employer match compound over time. Your inputs stay in your browser.

Annual Salary ($)

Your Contribution (%)

Employer Match Rate (%)

Match Up To (% of salary)

Years to Grow

Expected Annual Return (%)

Projected Results

Your Annual Contribution

$7,500

Annual Employer Match

$2,250

Total Annual Contributions

$9,750

Projected Value After 30 Years

$991,226

Does not account for contribution limit caps ($23,500 in 2026 per IRS), salary increases, inflation, or taxes.

Growth: With vs Without Employer Match

Important Disclaimer

This 401(k) growth calculator is for educational purposes only and does not constitute financial advice. Results are estimates based on the inputs you provide and may not reflect your actual financial situation. Your inputs stay in your browser and are not stored or transmitted. RetireGrader is not a financial advisor or fiduciary. Consult a qualified financial advisor for personalized retirement planning.